Retail Finance

Equiniti Pancredit's retail finance platform supports a number of big brand customers in the retail sector.

With the economic climate squeezing consumer spending, retailers are perpetually seeking new ways to make their products attractive and more affordable. Retail finance offers consumers a pragmatic alternative to the outright purchase of goods. In turn this also provides a supplementary revenue stream for the retailer. With the right loan administration system in place, household brands can enhance customer loyalty and increase sales by offering finance products, putting higher value items within the reach of the customers that would otherwise not consider them.

Our Core Pancredit system underpins the retailers' point of sales system to provide a flexible and scalable loan administration  and collections system.  The rich functionality in the system makes it easy to introduce new finance products and makes the process of applying for retail finance as easy and paperless as possible.

The electronic signature module (e-sig) provides sales assistants with retail finance products at the touch of a button, they complete the application with the customer, run the credit risk and fraud checks and the system comes back with a near instant decision.



Contact us

Please feel free to get in touch with our dedicated team

Pancredit contact form

Pancredit contact form